Rule library — August 2026 · 31 Checks · Recovery Pack £29
A free Scan, then a flat fee
Find out what you’re owed.
£29 for the paperwork, or nothing if there’s nothing to find.
The Scan asks 14 questions about your circumstances. Your answers are tested against 31 UK recovery Checks. You see every Finding, and what each is estimated to be worth, before you pay anything.
We never touch your money. You send every letter yourself.
The Scan is not open yet. There is nothing here to sign up for and nothing to fill in.
ClaimPilot is not a claims management company and is not authorised by the Financial Conduct Authority. We do not give financial advice and we never act on your behalf — you send every letter yourself.
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The information exists. That is the problem.
A council tax band guessed in 1993. A mid-contract price rise that opened a free exit you never took. An energy credit balance still sitting with a supplier you left.
Every one of those is recoverable for free, by you, without paying anyone a percentage. The information is public and it is good. It is also scattered across dozens of places, in official language, with dozens of different deadlines.
So the gap is not information and it is not willingness. It is triage. Nobody tells you which 5 of the 31 Checks apply to your household, what each one is worth, or which deadline is closest.
ClaimPilot does that one job. It never makes a claim for you, because the moment it did it could only ever cover one.
758,000 matured Child Trust Funds sit unclaimed. Average value £2,240.HMRC, September 2025
3.29m lost pension pots hold £31.1bn between them. Average pot £9,470.Pensions Policy Institute, 2024
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The 31 Checks the Scan will run
Not a chatbot and not an article index. A maintained library of UK recovery rules, each with its own eligibility logic, estimated range, effort, evidence list, deadline and official route.
- 01Council tax band challenge
- 02Council tax single occupant discount
- 03Council tax empty period refund
- 04Marriage Allowance transfer
- 05Higher-rate pension tax relief
- 06Working from home tax relief
- 07Uniform and tools tax relief
- 08Professional subscription tax relief
- 09Emergency tax code refund
- 10Overpaid tax on a pension lump sum
- 11Broadband mid-contract price rise exit
- 12Mobile mid-contract price rise exit
- 13Out-of-contract broadband overpayment
- 14Energy credit balance refund
- 15Energy back-billing beyond 12 months
- 16Warm Home Discount eligibility
- 17Water meter switch saving
- 18Water rateable value charge review
- 19Water social tariff eligibility
- 20Matured Child Trust Fund
- 21Lost workplace pension pot
- 22Dormant bank or building society account
- 23Unclaimed Premium Bonds prize
- 24Delay Repay for a delayed train
- 25Cancelled train ticket refund
- 26Flight delay or cancellation compensation
- 27Denied boarding compensation
- 28Auto-renewing subscription no longer used
- 29Duplicate subscription charge
- 30Section 75 credit card refund
- 31Home insurance renewal overpayment
Every Check carries one primary source and the date it was last verified. A Check older than 180 days is not shown to you.Last verified: 12 August 2026
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What the Scan hands back, free
One table. Every Finding named, estimated, timed and dated, in priority order by pounds per minute.
You may be owed an estimated £665–£3,264 across 6 Findings.
Example result · 14 answers · 31 Checks
Scroll the table sideways for effort and deadline
| Finding | Estimated | Effort | Deadline |
|---|---|---|---|
| Marriage Allowance transfer | £252–£1,258 | 15 min | 5 April 2027 |
| Council tax band challenge | £120–£840 | 40 min | No deadline |
| Higher-rate pension tax relief | £180–£620 | 30 min | 5 April 2027 |
| Energy credit balance refund | £60–£310 | 10 min | No deadline |
| Broadband mid-contract price rise exit | £45–£190 | 20 min | 21 September 2026 |
| Delay Repay for a delayed train | £8–£46 | 5 min | 2 February 2027 |
Checks that didn’t apply to you
- Water meter switch saving — You already pay by meter, so there is nothing to switch.
- Matured Child Trust Fund — No children born between 2002 and 2011 in your household.
- Uniform and tools tax relief — Your employer supplies and launders your workwear.
And 22 more, each with its own plain reason. The last thing on your Result is this honest list, not a button.
Nearest deadline in this example: 21 September 2026
An example, built from one set of answers. It is not a promise and it is not your result.Estimates are ranges, always
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A flat £29, whatever you recover
On a £900 recovery a percentage agent costs you hundreds. We cost £29, and we have no reason to talk you into a claim you cannot win.
Scroll the table sideways
| Route | What it costs you | What it covers |
|---|---|---|
| A tax rebate firm | 25–48% of your refund | 1 route |
| A flight-delay firm | About a third of your payout | 1 route |
| A bill-monitoring app | A monthly fee and a bank connection | Monitoring only |
| ClaimPilot | £29, once | 31 Checks |
What we refuse
- No success fee. The price is £29 whether you recover £40 or £4,000.
- We never act for you. Every letter is sent by you, from your own address.
- No bank connection, no credit search, no National Insurance number.
- Where a free official route is better, the Pack says so and links it.
- No subscription. One payment, once, and no renewal.
Everyone else in this market earns from your outcome. That is what forces them down to a single, lucrative claim type.Why we refuse the percentage
06
How it will work, end to end
01
Answer 14 questions
About your circumstances, not your identity. Roughly 3 minutes. Not sure is always an answer.
02
The rule library runs
Your 14 answers are tested against 31 Checks. Each Check carries a primary source and a last-verified date.
03
You read the Findings table
Free, with no account and no email. Every Finding is named, estimated, timed and dated.
04
£29 unlocks the Recovery Pack
The letters, already written against your answers. The evidence lists, the addresses, the deadlines. You send them.
No account, no password and no email before the number. Answers stay in a cookie for 30 days.Target: under 4 minutes
Nothing here is urgent. It is just yours.
The Scan opens once every Check in the library carries a source and a verified date. Until then, the honest thing we can offer is the list above.